A bridging lender with an in-house digital underwriter. Indicative terms in five minutes, completion in 5 to 20 days. Up to 90% of purchase price, with refurbishment funded.
From auction-day buyers to portfolio landlords, investors choose Lendlord when the calendar is the constraint.
“I have used Lendlord for bridge finance for the properties purchased at auction on several occasions. We have variable deadlines between one week to 4 weeks and on every occasion, they have met with the deadline successfully. I found their services reliable and speedy; at the same time, whole staff is very friendly and helpful.”
“An extremely professional, efficient, and prompt service from Lendlord specifically Clare. I cannot recommend them highly enough. Communication was always swift, and I was never left waiting for a response. I particularly appreciated their online portal, which made uploading documents and receiving updates quick, easy, and stress-free.”
“Spoke to a very knowledgeable woman called Clare that gave me step by step guidance on how the bridging works. I now have 2 bridging loans with Lendlord as they made the process so effortless. Great company to deal with, very one to one and hands on.”
Short answers to the questions that come up first. For the detail, see our case studies and rate sheets.
A short-term loan, usually 3 to 18 months, secured against a property. It bridges the gap between buying and a permanent exit: a sale, a refinance to a BTL mortgage, or a development drawdown.
Investors use bridging when speed matters more than rate: auction wins, chain breaks, refurb and flip, or when a property isn’t mortgageable in its current state.
Our digital underwriter, built in-house, runs your case to provide you with indicative terms digitally, a rate and a fee breakdown, generated in five minutes flat.
If your case is unusual, complex structure, foreign nationals, listed buildings, it routes to a human underwriter for a same-day decision.
Day 1: Heads of Terms generated. Day 2 to 6: valuation (desktop or physical, depending on the case). Day 2 to 20: legals via our dual-rep solicitors.
Auction cases run faster. We have completed in 4 working days against a 28-day deadline.
An arrangement fee on completion. No exit fee. Valuation and legal fees are at cost.
Dynamic Bridging: if you exit before the agreed term, our interest rate schedule scales down.
UK individuals, limited companies, LLPs and foreign nationals. We lend to first-time investors and seasoned developers. Adverse credit considered case by case.
Loan sizes from £30k to £2m.
Side by side against a typical specialist lender. Same loan size, same property, different number of weeks.
A typical residential bridging case at Lendlord. We will tell you where each step stands, in your inbox and on your dashboard.
Receive indicative terms in 5 minutes, Heads of Terms within 24 hours.
Desktop or physical valuation instructed (depending on the case).
One solicitor represents both sides. One report on title, one set of enquiries.
Drawdown to the solicitor’s client account. You complete, we monitor the exit.
Built for borrowers who exit the loan early. Pay less interest if you repay the loan early. Don’t pay for a month you don’t use. Save on interest. Walk away clean at month three without penalties. No exit fees.
See bridging productsIf your question isn’t here, send it over. A real person reads every message and replies on bridging.
One of our bridging specialists will walk through your case live on a call and have indicative terms ready before you hang up.
Leave your details and a short note. A bridging specialist will call you back, usually the same day.